Car Insurance ? Sound Advice | In Car Insurance

For many motorists, having a car stereo cranked up loud is the only way to make traffic jams or long journeys bearable. But research carried out by car insurance companies has revealed that listening to loud music whilst driving can have serious affects on reaction times.
For todays drivers, it is becoming increasingly easy to become distracted from the road ahead. Onboard gadgets, such as SATNAV, mobile phones or iPods all increase the potential of your attention being drawn away from whats happening outside your vehicle. The effects of this can be disastrous.
According to the UKs Department for Transport, 12% of all accidents and 19% of fatal accidents are caused by driver unawareness.
Results from experiments carried out at the Memorial University of Newfoundland, showed that reaction times for people carrying out mental and physical tasks decreased significantly when subjected to high levels of noise.
So, it has been determined that loud volumes can lower reaction times, but its not only the volume of the music that can affect your driving. Previous research has shown that its the number of beats per minute in a piece of music that affects driver behaviour the most.
An increased tempo increases the likely-hood of an accident, with results showing that drivers listening to up-tempo music cause double the amount of accidents than those listening to slower music.
So, to remain in your car insurance companies good books and to increase the chances of being offered cheap car insurance, it could pay to follow the advice of the RAC Foundation. They recommend you listen to the following tracks to stay safe:
Gary Jules – “Mad World”
Lemar – “Another Day”
Sugababes – “Too lost in you”
Blue – “Breathe Easy”
Norah Jones – “Come away with me”

Read more »

Where to Get Cheap Online Car Insurance Quotes

Cheap online car insurance quotes are easy to find when you use an insurance comparison website. If you’re in the market for car insurance or just comparison shopping to find out if you’re paying too much then you definitely need to spend a little time visiting an insurance comparison website. What is an Insurance Comparison Website?
Insurance comparison websites offer you the ability to quickly and easily get quotes from multiple insurance companies. Comparison shopping is very important when you’re buying car insurance because premiums from different companies can vary by hundreds of dollars for the same coverage.
Insurance comparison websites partner with insurance companies to make it possible for you to get quotes online. Instead of having to call or visit individual insurance agents or websites to get quotes to compare, you can go to an insurance comparison website and receive quotes from all the companies that website partners with. How do Insurance Comparison Websites Work?
When you go to an insurance comparison website to get a quote for car insurance, you’ll first complete a form with information about yourself and your insurance needs. This is the same type of information an insurance agent would ask you, including:
* Your name and address
* Your vehicle make and model
* The number of miles you drive each year
* Any safety features on your vehicle
* The coverage limits and deductibles you want
If you have any questions while you’re filling out the form, the best insurance comparison websites have an online chat feature that allows you to talk with insurance experts (see link below). With this feature they can answer your questions and guide you through the process.
Once you complete this form and submit your information you’ll begin to receive quotes from multiple A-rated car insurance companies. All that’s left is for you to compare the quotes and choose the one that’s best for you.
Visit http://www. LowerRateQuotes. com or click on the following link to get cheap online car insurance quotes from top-rated companies and see how much you can save. You can get more auto insurance tips in their Articles section.

Read more »

Easing the Struggles With a Positive New York Car Insurance Quote

You have to be sure that you are working with the right deals when you are trying to get some good car insurance in New York. You can see that you are getting all that is positive and that is where you have to be sure that you are working it all out. From one point to another you will find that you are getting the best chance of success. Many will tell you that getting a New York car insurance quote will be a difficult thing. Well that is not the way that things are and you need to be sure that you are putting that out of your mind.
Over time you will come to find out that the New York car insurance quote is something that is going to be easy to get a hold of. Of course you have to realize that not as many people drive in New York as they do in other parts of the world. This is because of the mass transit system that is in place today. They have enough mass transit to carry the entire city and that is where you are going to have to spend enough time working it all out. You must be sure that you are working in the right direction with the New York car insurance quote.
There is little that is going to be difficult here. When you are working it all out you can see that the prices are going to be much higher then you would like. This speaks to the size of the city as a whole. More and more people are finding that living outside of the city is where the right things are. You will see that you are getting all that you can from this one deal because of the entire system. You must be sure that you are getting all that you can from this deal with the idea of the New York car insurance quote. This will help you make a change for the better and then develop the right processes for you over time.
This is also the time when you need to be worrying about the money. There is much that you can work with when you are trying to find a way to work it all out and that is where you are going to have the change that is the best for everyone. You will find that the New York car insurance quote will be able to turn things around for you over all if you are sure that you know what you want.

Read more »

Car Insurance: Reducing the Cost

Getting the correct car insurance without compromising on quality is important if you do need to make a claim then you want to be able to rely on a reputable company, which will effectively deal with your stressful situation.
Many new cars already have an anti-theft device, but if your car is older or not fitted with one then it makes sense to purchase a device now and make a year-on-year saving on your car insurance. Also, such devices are designed to deter thieves so you will ensure that your car is a less likely target for theft or vandalism. Either an alarm or immobiliser that functions automatically or starts by the touch of a button will do the job.
To be even safer, try and make sure that your car is parked in a drive or a private car park. Better still, and if you can, lock it up in a garage. If your car is safely under lock and key at night you drastically reduce the chance of it being damaged and therefore increase your chance of getting cheaper car insurance. Cars that are parked outside on public roads are most at risk of being vandalised or stolen. It is frustratingly common to have your wing mirror knocked off, even if you do not claim for this; it is much more frustrating to watch from an upper window as thieves take your car for a joy ride and smash it up. However, insurers work on cold facts, not frustration. If a car is statistically more at risk particularly if your area has a high incidence of high-value crime then your premium will reflect this.
Other ways to make sure that you get the correct car insurance include investigating multiple car discounts. You might get a better deal for insuring two cars than you might think simply ask your insurer. Equally, if your insurer offers other policies you might wish to take a few if a discount (as well as a good service) is offered.
Another issue to think about is whether you really need to modify your car. Although go faster additions may look and sound cool, they will probably increase the price of your car insurance. Be sure, too, to declare any aesthetic changes you might make as in the event of a claim, you might find your policy is invalid if you haven’t made your insurance company aware of them.

Read more »